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How to Find Your Sort Code

7 min read|Updated March 11, 2026

Your sort code is a 6-digit number that identifies your bank and branch in the UK. You will need it whenever someone sends you a domestic payment or when you set up Direct Debits, standing orders, or new payees. The sort code is always formatted as three pairs of digits separated by hyphens — for example, 20-45-12. If you are unsure what a sort code is or how it works, read our guide on what a sort code is before continuing. Below, we cover every place you can find your sort code, with bank-specific instructions and tips for sharing it safely.

Understanding the Sort Code Format

Before you go looking, it helps to know exactly what you are looking for. A sort code is always exactly 6 digits, no more and no fewer. When displayed to customers, it is written as three pairs separated by hyphens: XX-XX-XX. You may occasionally see it printed without hyphens (e.g., 204512), particularly on cheques or in banking systems. Both formats represent the same sort code. The sort code is distinct from your account number, which is typically 8 digits long in the UK. You need both together to make or receive a domestic payment.

On Your Debit Card

Many UK debit cards print the sort code on the front or back, usually near the account number. Look for a 6-digit number formatted as three pairs separated by hyphens (e.g., 20-45-12). It is typically smaller than the main card number and may be labelled "Sort Code" or abbreviated as "S/C". Not all cards display it — some newer cards, particularly those from digital banks, omit the sort code from the physical or virtual card. If you cannot find it there, try the methods below.

Through Online Banking or Your Mobile App

The easiest and most reliable way to find your sort code is through your bank's online banking portal or mobile app. After logging in, navigate to your current account and look for "Account Details" or "Account Information". Your sort code and account number will be displayed together.

Bank-by-bank app navigation

  • Barclays: Open the Barclays app → tap your current account → select "Manage account" → your sort code and account number appear at the top. You can also find it under "Account summary" on the desktop site.
  • HSBC: Open the HSBC UK app → go to "My accounts" → tap the account → select "Account details". On desktop, navigate to "My banking" → click the account → "View account details".
  • Lloyds: Open the Lloyds app → select your account from the overview → tap "View details" or the information icon. The sort code is shown alongside your account number and IBAN.
  • NatWest: Open the NatWest app → tap your account → select "Account info" or "Manage". Your sort code appears prominently at the top of the details screen.
  • Santander: Open the Santander app → tap your current account → select "Account details". The sort code is shown with the account number. On desktop, go to "My accounts" and click the account tile.
  • Monzo: Open the Monzo app → tap the "Account" tab at the bottom → your sort code and account number are displayed right at the top. You can tap to copy them.
  • Starling Bank: Open the Starling app → go to "Account" or your home screen → tap "Account details". Your sort code, account number, and IBAN are all displayed together.
  • Revolut: Open the Revolut app → tap "Accounts" → select your GBP account → tap "Account details". Make sure you select the GBP local details rather than the SWIFT/international option.

On Your Bank Statement

Both paper and PDF bank statements include your sort code near the top of the document. It is usually displayed alongside your account number, name, and address. Check the header area of the first page. The sort code may be labelled explicitly, or it may simply appear as a 6-digit hyphenated number next to your account number. If you receive e-statements, you can download a PDF from your online banking portal — the sort code will appear in the same header location as a paper statement.

On Correspondence from Your Bank

Your sort code often appears on letters, emails, and documents sent by your bank. Common examples include:

  • Account opening confirmation letters, which list your full account details including sort code and account number
  • Annual statements or tax certificates (such as interest summaries)
  • Direct Debit confirmation letters, which typically state the sort code and account number the debit will be taken from
  • Welcome packs or "getting started" guides issued when you open a new account

Check any recent letters from your bank before resorting to calling them. The sort code is almost always included when the bank references your account.

On Your Chequebook

If you have a chequebook, the sort code is printed at the bottom of each cheque. Similar to US checks, the sort code appears alongside the account number and cheque number in machine-readable font (known as MICR — Magnetic Ink Character Recognition). The sort code is the 6-digit group, typically displayed first, followed by your account number. Note that fewer UK banks issue chequebooks now, so this method may not be available for newer accounts.

On Payment Confirmations and Receipts

When you receive a payment via Faster Payments or Bacs, your bank may send a notification or confirmation that includes the sort code. This is especially common for business accounts, where payment receipts often include full sender and recipient details. If you have recently received a bank transfer, check the transaction details in your banking app — some banks display the sort code and account number used for the incoming payment.

Similarly, if you have set up a standing order or Direct Debit, the confirmation screen or email will typically show your sort code. This can be a quick way to verify your details without navigating to the account information section of your app.

Sort Code Directories and Lookup Tools

If you know which bank and branch you use but cannot find the sort code through any of the methods above, you can use a sort code directory or lookup tool. The official sort code database is maintained by Pay.UK, the operator of the UK's retail payment systems. Many banks also publish their sort code directories on their websites, allowing you to search by branch location. Our sort code validator can verify any sort code and show you the bank and branch it belongs to.

Finding Your Sort Code from Your IBAN

If you have your UK IBAN but not your sort code, you can extract it. A UK IBAN is 22 characters long, and the sort code occupies positions 9 through 14. For example, in the IBAN GB29NWBK60161331926819, the sort code is 60-16-13 (characters "601613" formatted with hyphens). You can paste your IBAN into our IBAN validator to see a full breakdown including the embedded sort code. For more on how these identifiers relate, see our guide on sort code vs routing number vs IBAN.

Setting Up International Payments

If someone abroad needs to send you money, they will typically need your IBAN and your bank's BIC (Bank Identifier Code), not just your sort code. While the sort code is sufficient for domestic UK payments, international transfers processed through SWIFT or SEPA require the full IBAN. Most UK banking apps display your IBAN alongside your sort code in the account details section.

Conversely, if you are making an international payment from your UK account, you will not use a sort code at all. You will need the recipient's IBAN (for European transfers) or their account details plus a SWIFT/BIC code (for transfers outside Europe). The Financial Conduct Authority regulates UK payment services and provides consumer guidance on making safe international transfers.

How to Share Your Sort Code Safely

Your sort code and account number are not considered secret information. You need to share them with anyone who wants to pay you, your employer for salary payments, and any organisation you set up a Direct Debit with. That said, it is sensible to follow some basic precautions:

  • Share only with trusted parties. While your sort code and account number alone cannot be used to withdraw money from your account (a Direct Debit requires your authorisation and is protected by the Direct Debit Guarantee), it is still good practice to share them only when necessary.
  • Verify requests carefully. If you receive an unexpected request for your bank details, verify the sender's identity through a separate channel before responding. Phishing scams sometimes impersonate legitimate organisations.
  • Do not share additional security information. Your sort code and account number are for payments. Never share your online banking passwords, PINs, one-time passcodes, or card CVV numbers alongside your account details.
  • Double-check before sending. If you are sharing your sort code for someone to pay you, verify the details are correct before sending them. A single wrong digit could mean the payment goes to the wrong account.

Contact Your Bank

If none of the above options work, you can always call your bank or visit a branch. Customer service can confirm your sort code after verifying your identity. Most major UK banks offer 24/7 telephone banking, and you can usually find the customer service number on the back of your debit card or on your bank's website. Many banks also provide live chat support through their apps, which can be a faster way to get your details confirmed.

Multiple Accounts at the Same Bank

If you hold more than one account with the same bank — for example, a current account and a savings account — they may or may not share the same sort code. In many cases, accounts opened at the same branch will have the same sort code but different account numbers. However, some savings accounts or specialist accounts may be assigned a different sort code that corresponds to a central processing centre rather than a branch. Always check the details for each account individually rather than assuming they share a sort code.

Frequently Asked Questions

Can I find my sort code from my IBAN?
Yes. In a UK IBAN, the sort code is embedded at positions 9 through 14 (after the country code, check digits, and 4-character bank code). For example, the IBAN GB29NWBK60161331926819 contains the sort code 60-16-13. You can use our IBAN validator to extract it automatically.
Is my sort code on my bank card?
It depends on the card. Many traditional UK debit cards print the sort code on the front or back of the card, near the account number. However, some newer cards — particularly from digital banks like Monzo and Revolut — do not display the sort code on the card. If you cannot find it on your card, check your banking app or a recent bank statement instead.
Are sort codes secret?
No. Sort codes are not confidential. They simply identify a bank and branch and are freely available in public directories. You need to share your sort code and account number with anyone who wants to send you a payment. However, you should never share your online banking login details, PINs, or security codes alongside your sort code. The Financial Conduct Authority provides guidance on keeping your banking information safe.
What if I have multiple accounts at the same bank?
Multiple accounts at the same bank may share the same sort code (especially if opened at the same branch) but will always have different account numbers. Some specialist accounts, such as savings accounts or business accounts, may use a different sort code that maps to a central processing centre. Check the details for each account individually in your banking app.
Can I use my sort code for international transfers?
Not on its own. International transfers to a UK account require your IBAN (which contains your sort code and account number) and usually your bank's BIC/SWIFT code. If someone abroad asks for your "routing information", give them your IBAN and BIC rather than just your sort code. For more on the differences between these identifiers, see our guide on sort code vs routing number vs IBAN.

Verify It Is Correct

Before sharing your sort code, verify it with our sort code validator. The tool confirms the format is valid and shows which bank and branch it belongs to. You can also check the IBAN validator if you need your UK IBAN, which embeds your sort code and account number. To learn more about what sort codes are and how they work in the UK payment system, read our guide on what a sort code is.

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