Bosnia and Herzegovina IBAN Validator

Bosnia and Herzegovina IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for Bosnia and Herzegovina?

A Bosnia and Herzegovina IBAN is exactly 20 characters long. It starts with the country code "BA", followed by 2 check digits, then a 16-character BBAN (Basic Bank Account Number). The format pattern is: BAkk bbbs sscc cccc ccxx.

Is Bosnia and Herzegovina part of SEPA?

No, Bosnia and Herzegovina is not part of the Single Euro Payments Area (SEPA). International transfers to Bosnia and Herzegovina typically use the SWIFT/BIC network instead of SEPA. These transfers may take 2–5 business days and often incur higher fees than SEPA transfers.

What currency does Bosnia and Herzegovina use?

Bosnia and Herzegovina uses the Convertible Mark (BAM). When sending international payments to Bosnia and Herzegovina, you’ll need the recipient’s IBAN and may need to specify the currency as BAM.

How do I validate a Bosnia and Herzegovina IBAN?

To validate a Bosnia and Herzegovina IBAN: (1) Check the length is exactly 20 characters. (2) Verify the country code is "BA". (3) Validate the BBAN structure matches the expected pattern for Bosnia and Herzegovina. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Bosnia and Herzegovina IBAN mean?

A Bosnia and Herzegovina IBAN (BAkk bbbs sscc cccc ccxx) breaks down as: Country Code (“BA”) identifies Bosnia and Herzegovina, Check Digits (2 digits) catch transcription errors, Bank Code (3 characters), Branch Code (3 characters), Account Number (8 characters), Check Digits (2 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in Bosnia and Herzegovina

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