What is the IBAN format for Croatia?

A Croatia IBAN is exactly 21 characters long. It starts with the country code "HR", followed by 2 check digits, then a 17-character BBAN (Basic Bank Account Number). The format pattern is: HRkk bbbb bbbc cccc cccc c.

Is Croatia part of SEPA?

Yes, Croatia is a member of the Single Euro Payments Area (SEPA). This means SEPA credit transfers and direct debits can be used for euro-denominated payments to and from Croatia bank accounts. SEPA transfers typically settle within one business day.

What currency does Croatia use?

Croatia uses the Euro (EUR). When sending international payments to Croatia, you’ll need the recipient’s IBAN and may need to specify the currency as EUR.

How do I validate a Croatia IBAN?

To validate a Croatia IBAN: (1) Check the length is exactly 21 characters. (2) Verify the country code is "HR". (3) Validate the BBAN structure matches the expected pattern for Croatia. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Croatia IBAN mean?

A Croatia IBAN (HRkk bbbb bbbc cccc cccc c) breaks down as: Country Code (“HR”) identifies Croatia, Check Digits (2 digits) catch transcription errors, Bank Code (7 characters), Account Number (10 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Croatia IBAN Validator

Validate Croatia IBANs (21 characters, Euro)

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How it works

A Croatia IBAN is 21 characters long and consists of the country code "HR", 2 check digits, and a 17-character BBAN. The check digits use a MOD-97 algorithm to catch typos.

Croatia IBAN Format

Country	🇭🇷 Croatia
IBAN Length	21 characters
BBAN Length	17 characters
Currency	Euro (EUR)
SEPA	Yes
Region	Southern Europe
Format	HRkk bbbb bbbc cccc cccc c

IBAN Breakdown

HRCountry Code

12Check Digits

1001005Bank Code

1863000160Account Number

Frequently Asked Questions

What is the IBAN format for Croatia?: A Croatia IBAN is exactly 21 characters long. It starts with the country code "HR", followed by 2 check digits, then a 17-character BBAN (Basic Bank Account Number). The format pattern is: HRkk bbbb bbbc cccc cccc c.
Is Croatia part of SEPA?: Yes, Croatia is a member of the Single Euro Payments Area (SEPA). This means SEPA credit transfers and direct debits can be used for euro-denominated payments to and from Croatia bank accounts. SEPA transfers typically settle within one business day.
What currency does Croatia use?: Croatia uses the Euro (EUR). When sending international payments to Croatia, you’ll need the recipient’s IBAN and may need to specify the currency as EUR.
How do I validate a Croatia IBAN?: To validate a Croatia IBAN: (1) Check the length is exactly 21 characters. (2) Verify the country code is "HR". (3) Validate the BBAN structure matches the expected pattern for Croatia. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.
What does each part of a Croatia IBAN mean?: A Croatia IBAN (HRkk bbbb bbbc cccc cccc c) breaks down as: Country Code (“HR”) identifies Croatia, Check Digits (2 digits) catch transcription errors, Bank Code (7 characters), Account Number (10 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

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Need to validate a different format? Try the universal IBAN validator, the US routing number validator, or the UK sort code validator.

Croatia IBAN Validator

Croatia IBAN Format

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Croatia IBAN Validator

Croatia IBAN Format

IBAN Breakdown

Frequently Asked Questions

Banks in Croatia

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