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BankCheck checks whether a number could be valid based on format, length, and checksum rules. It does not verify that an account exists or confirm who it belongs to. Always confirm account details with your bank before making a payment.

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Finland IBAN Validator

Validate Finland IBANs (18 characters, Euro)

IBANRouting NumberSort Code

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How it works

A Finland IBAN is 18 characters long and consists of the country code "FI", 2 check digits, and a 14-character BBAN. The check digits use a MOD-97 algorithm to catch typos.

Finland IBAN Format

Country🇫🇮 Finland
IBAN Length18 characters
BBAN Length14 characters
CurrencyEuro (EUR)
SEPAYes
RegionNorthern Europe
FormatFIkk bbbx xxxx xxxx xx

IBAN Breakdown

FICountry Code
21Check Digits
123Bank Code
4560000078Account Number
5Check Digit

Frequently Asked Questions

What is the IBAN format for Finland?
A Finland IBAN is exactly 18 characters long. It starts with the country code "FI", followed by 2 check digits, then a 14-character BBAN (Basic Bank Account Number). The format pattern is: FIkk bbbx xxxx xxxx xx.
Is Finland part of SEPA?
Yes, Finland is a member of the Single Euro Payments Area (SEPA). This means SEPA credit transfers and direct debits can be used for euro-denominated payments to and from Finland bank accounts. SEPA transfers typically settle within one business day.
What currency does Finland use?
Finland uses the Euro (EUR). When sending international payments to Finland, you’ll need the recipient’s IBAN and may need to specify the currency as EUR.
How do I validate a Finland IBAN?
To validate a Finland IBAN: (1) Check the length is exactly 18 characters. (2) Verify the country code is "FI". (3) Validate the BBAN structure matches the expected pattern for Finland. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.
What does each part of a Finland IBAN mean?
A Finland IBAN (FIkk bbbx xxxx xxxx xx) breaks down as: Country Code (“FI”) identifies Finland, Check Digits (2 digits) catch transcription errors, Bank Code (3 characters), Account Number (10 characters), Check Digit (1 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in Finland

Nordea2 codesOP Financial Group2 codesDanske Bank Finland1 codeDanske Bank (legacy)1 codeHandelsbanken (legacy)1 codeDNB Bank Finland1 codeSwedbank Finland1 codeS-Pankki (branch)1 codeHandelsbanken Finland2 codesHandelsbanken Branch1 codeS-Bank1 codeSavings Bank Group1 codeAktia Bank1 codePOP Pankki1 codeOma Savings Bank1 codeHypo Bank1 codeEvli Bank1 codeAlandsbanken1 codeS-Pankki1 codeAlandsbanken Abp1 codeDanske Bank1 code

Related Countries

🇸🇪Sweden24🇳🇴Norway15🇩🇰Denmark18🇵🇱Poland28🇨🇿Czech Republic24

Need to validate a different format? Try the universal IBAN validator, the US routing number validator, or the UK sort code validator.