Gibraltar IBAN Validator

Gibraltar IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for Gibraltar?

A Gibraltar IBAN is exactly 23 characters long. It starts with the country code "GI", followed by 2 check digits, then a 19-character BBAN (Basic Bank Account Number). The format pattern is: GIkk aaaa cccc cccc cccc ccc.

Is Gibraltar part of SEPA?

Yes, Gibraltar is a member of the Single Euro Payments Area (SEPA). This means SEPA credit transfers and direct debits can be used for euro-denominated payments to and from Gibraltar bank accounts. SEPA transfers typically settle within one business day.

What currency does Gibraltar use?

Gibraltar uses the Gibraltar Pound (GIP). When sending international payments to Gibraltar, you’ll need the recipient’s IBAN and may need to specify the currency as GIP.

How do I validate a Gibraltar IBAN?

To validate a Gibraltar IBAN: (1) Check the length is exactly 23 characters. (2) Verify the country code is "GI". (3) Validate the BBAN structure matches the expected pattern for Gibraltar. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Gibraltar IBAN mean?

A Gibraltar IBAN (GIkk aaaa cccc cccc cccc ccc) breaks down as: Country Code (“GI”) identifies Gibraltar, Check Digits (2 digits) catch transcription errors, Bank Code (4 characters), Account Number (15 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in Gibraltar

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