Iraq IBAN Validator

Iraq IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for Iraq?

A Iraq IBAN is exactly 23 characters long. It starts with the country code "IQ", followed by 2 check digits, then a 19-character BBAN (Basic Bank Account Number). The format pattern is: IQkk aaaa ssscc cccc cccc ccc.

Is Iraq part of SEPA?

No, Iraq is not part of the Single Euro Payments Area (SEPA). International transfers to Iraq typically use the SWIFT/BIC network instead of SEPA. These transfers may take 2–5 business days and often incur higher fees than SEPA transfers.

What currency does Iraq use?

Iraq uses the Iraqi Dinar (IQD). When sending international payments to Iraq, you’ll need the recipient’s IBAN and may need to specify the currency as IQD.

How do I validate a Iraq IBAN?

To validate a Iraq IBAN: (1) Check the length is exactly 23 characters. (2) Verify the country code is "IQ". (3) Validate the BBAN structure matches the expected pattern for Iraq. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Iraq IBAN mean?

A Iraq IBAN (IQkk aaaa ssscc cccc cccc ccc) breaks down as: Country Code (“IQ”) identifies Iraq, Check Digits (2 digits) catch transcription errors, Bank Code (4 characters), Branch Code (3 characters), Account Number (12 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in Iraq

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