North Macedonia IBAN Validator

North Macedonia IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for North Macedonia?

A North Macedonia IBAN is exactly 19 characters long. It starts with the country code "MK", followed by 2 check digits, then a 15-character BBAN (Basic Bank Account Number). The format pattern is: MKkk bbbx xxxx xxxx xxx.

Is North Macedonia part of SEPA?

No, North Macedonia is not part of the Single Euro Payments Area (SEPA). International transfers to North Macedonia typically use the SWIFT/BIC network instead of SEPA. These transfers may take 2–5 business days and often incur higher fees than SEPA transfers.

What currency does North Macedonia use?

North Macedonia uses the Macedonian Denar (MKD). When sending international payments to North Macedonia, you’ll need the recipient’s IBAN and may need to specify the currency as MKD.

How do I validate a North Macedonia IBAN?

To validate a North Macedonia IBAN: (1) Check the length is exactly 19 characters. (2) Verify the country code is "MK". (3) Validate the BBAN structure matches the expected pattern for North Macedonia. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a North Macedonia IBAN mean?

A North Macedonia IBAN (MKkk bbbx xxxx xxxx xxx) breaks down as: Country Code (“MK”) identifies North Macedonia, Check Digits (2 digits) catch transcription errors, Bank Code (3 characters), Account Number (10 characters), Check Digits (2 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in North Macedonia

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