What is the IBAN format for Portugal?

A Portugal IBAN is exactly 25 characters long. It starts with the country code "PT", followed by 2 check digits, then a 21-character BBAN (Basic Bank Account Number). The format pattern is: PTkk bbbb ssss cccc cccc cccx x.

Is Portugal part of SEPA?

Yes, Portugal is a member of the Single Euro Payments Area (SEPA). This means SEPA credit transfers and direct debits can be used for euro-denominated payments to and from Portugal bank accounts. SEPA transfers typically settle within one business day.

What currency does Portugal use?

Portugal uses the Euro (EUR). When sending international payments to Portugal, you’ll need the recipient’s IBAN and may need to specify the currency as EUR.

How do I validate a Portugal IBAN?

To validate a Portugal IBAN: (1) Check the length is exactly 25 characters. (2) Verify the country code is "PT". (3) Validate the BBAN structure matches the expected pattern for Portugal. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Portugal IBAN mean?

A Portugal IBAN (PTkk bbbb ssss cccc cccc cccx x) breaks down as: Country Code (“PT”) identifies Portugal, Check Digits (2 digits) catch transcription errors, Bank Code (4 characters), Branch Code (4 characters), Account Number (11 characters), Check Digits (2 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Portugal IBAN Validator

Validate Portugal IBANs (25 characters, Euro)

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How it works

A Portugal IBAN is 25 characters long and consists of the country code "PT", 2 check digits, and a 21-character BBAN. The check digits use a MOD-97 algorithm to catch typos.

Portugal IBAN Format

Country	🇵🇹 Portugal
IBAN Length	25 characters
BBAN Length	21 characters
Currency	Euro (EUR)
SEPA	Yes
Region	Western Europe
Format	PTkk bbbb ssss cccc cccc cccx x

IBAN Breakdown

PTCountry Code

50Check Digits

0002Bank Code

0123Branch Code

12345678901Account Number

54Check Digits

Frequently Asked Questions

What is the IBAN format for Portugal?: A Portugal IBAN is exactly 25 characters long. It starts with the country code "PT", followed by 2 check digits, then a 21-character BBAN (Basic Bank Account Number). The format pattern is: PTkk bbbb ssss cccc cccc cccx x.
Is Portugal part of SEPA?: Yes, Portugal is a member of the Single Euro Payments Area (SEPA). This means SEPA credit transfers and direct debits can be used for euro-denominated payments to and from Portugal bank accounts. SEPA transfers typically settle within one business day.
What currency does Portugal use?: Portugal uses the Euro (EUR). When sending international payments to Portugal, you’ll need the recipient’s IBAN and may need to specify the currency as EUR.
How do I validate a Portugal IBAN?: To validate a Portugal IBAN: (1) Check the length is exactly 25 characters. (2) Verify the country code is "PT". (3) Validate the BBAN structure matches the expected pattern for Portugal. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.
What does each part of a Portugal IBAN mean?: A Portugal IBAN (PTkk bbbb ssss cccc cccc cccx x) breaks down as: Country Code (“PT”) identifies Portugal, Check Digits (2 digits) catch transcription errors, Bank Code (4 characters), Branch Code (4 characters), Account Number (11 characters), Check Digits (2 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

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Need to validate a different format? Try the universal IBAN validator, the US routing number validator, or the UK sort code validator.

Portugal IBAN Validator

Portugal IBAN Format

IBAN Breakdown

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Portugal IBAN Validator

Portugal IBAN Format

IBAN Breakdown

Frequently Asked Questions

Banks in Portugal

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