San Marino IBAN Validator

San Marino IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for San Marino?

A San Marino IBAN is exactly 27 characters long. It starts with the country code "SM", followed by 2 check digits, then a 23-character BBAN (Basic Bank Account Number). The format pattern is: SMkk xbbb bbss sssc cccc cccc ccc.

Is San Marino part of SEPA?

Yes, San Marino is a member of the Single Euro Payments Area (SEPA). This means SEPA credit transfers and direct debits can be used for euro-denominated payments to and from San Marino bank accounts. SEPA transfers typically settle within one business day.

What currency does San Marino use?

San Marino uses the Euro (EUR). When sending international payments to San Marino, you’ll need the recipient’s IBAN and may need to specify the currency as EUR.

How do I validate a San Marino IBAN?

To validate a San Marino IBAN: (1) Check the length is exactly 27 characters. (2) Verify the country code is "SM". (3) Validate the BBAN structure matches the expected pattern for San Marino. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a San Marino IBAN mean?

A San Marino IBAN (SMkk xbbb bbss sssc cccc cccc ccc) breaks down as: Country Code (“SM”) identifies San Marino, Check Digits (2 digits) catch transcription errors, Check Character (1 characters), Bank Code (5 characters), Branch Code (5 characters), Account Number (12 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in San Marino

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