Transfer Guide
How to send money from United States to Canada
Estimated Time
1–2 business days
Currencies
USD \u2192 CAD
Primary Method
SWIFT wire transfer
To send money from United States to Canada, you\u2019ll need the recipient’s IBAN and their bank’s SWIFT/BIC code.
Canada does not widely use IBAN for domestic banking. You’ll need the recipient’s transit number (5 digits), institution number (3 digits), and account number, plus the bank’s SWIFT code. Some services also accept the full Canadian bank routing number.
Always validate bank details before initiating a transfer. A single wrong character can delay or redirect your payment.
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