What is the IBAN format for Bulgaria?

A Bulgaria IBAN is exactly 22 characters long. It starts with the country code "BG", followed by 2 check digits, then a 18-character BBAN (Basic Bank Account Number). The format pattern is: BGkk aaaa ssss cccc cccc cc.

Is Bulgaria part of SEPA?

Yes, Bulgaria is a member of the Single Euro Payments Area (SEPA). This means SEPA credit transfers and direct debits can be used for euro-denominated payments to and from Bulgaria bank accounts. SEPA transfers typically settle within one business day.

What currency does Bulgaria use?

Bulgaria uses the Bulgarian Lev (BGN). When sending international payments to Bulgaria, you’ll need the recipient’s IBAN and may need to specify the currency as BGN.

How do I validate a Bulgaria IBAN?

To validate a Bulgaria IBAN: (1) Check the length is exactly 22 characters. (2) Verify the country code is "BG". (3) Validate the BBAN structure matches the expected pattern for Bulgaria. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Bulgaria IBAN mean?

A Bulgaria IBAN (BGkk aaaa ssss cccc cccc cc) breaks down as: Country Code (“BG”) identifies Bulgaria, Check Digits (2 digits) catch transcription errors, Bank Code (4 characters), Branch Code (4 characters), Account Number (10 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Bulgaria IBAN Validator

Validate Bulgaria IBANs (22 characters, Bulgarian Lev)

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How it works

A Bulgaria IBAN is 22 characters long and consists of the country code "BG", 2 check digits, and a 18-character BBAN. The check digits use a MOD-97 algorithm to catch typos.

Bulgaria IBAN Format

Country	🇧🇬 Bulgaria
IBAN Length	22 characters
BBAN Length	18 characters
Currency	Bulgarian Lev (BGN)
SEPA	Yes
Region	Eastern Europe
Format	BGkk aaaa ssss cccc cccc cc

IBAN Breakdown

BGCountry Code

80Check Digits

BNBGBank Code

9661Branch Code

1020345678Account Number

Frequently Asked Questions

What is the IBAN format for Bulgaria?: A Bulgaria IBAN is exactly 22 characters long. It starts with the country code "BG", followed by 2 check digits, then a 18-character BBAN (Basic Bank Account Number). The format pattern is: BGkk aaaa ssss cccc cccc cc.
Is Bulgaria part of SEPA?: Yes, Bulgaria is a member of the Single Euro Payments Area (SEPA). This means SEPA credit transfers and direct debits can be used for euro-denominated payments to and from Bulgaria bank accounts. SEPA transfers typically settle within one business day.
What currency does Bulgaria use?: Bulgaria uses the Bulgarian Lev (BGN). When sending international payments to Bulgaria, you’ll need the recipient’s IBAN and may need to specify the currency as BGN.
How do I validate a Bulgaria IBAN?: To validate a Bulgaria IBAN: (1) Check the length is exactly 22 characters. (2) Verify the country code is "BG". (3) Validate the BBAN structure matches the expected pattern for Bulgaria. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.
What does each part of a Bulgaria IBAN mean?: A Bulgaria IBAN (BGkk aaaa ssss cccc cccc cc) breaks down as: Country Code (“BG”) identifies Bulgaria, Check Digits (2 digits) catch transcription errors, Bank Code (4 characters), Branch Code (4 characters), Account Number (10 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

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Need to validate a different format? Try the universal IBAN validator, the US routing number validator, or the UK sort code validator.

Bulgaria IBAN Validator

Bulgaria IBAN Format

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Bulgaria IBAN Validator

Bulgaria IBAN Format

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