Moldova IBAN Validator

Moldova IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for Moldova?

A Moldova IBAN is exactly 24 characters long. It starts with the country code "MD", followed by 2 check digits, then a 20-character BBAN (Basic Bank Account Number). The format pattern is: MDkk bbcc cccc cccc cccc cccc.

Is Moldova part of SEPA?

No, Moldova is not part of the Single Euro Payments Area (SEPA). International transfers to Moldova typically use the SWIFT/BIC network instead of SEPA. These transfers may take 2–5 business days and often incur higher fees than SEPA transfers.

What currency does Moldova use?

Moldova uses the Moldovan Leu (MDL). When sending international payments to Moldova, you’ll need the recipient’s IBAN and may need to specify the currency as MDL.

How do I validate a Moldova IBAN?

To validate a Moldova IBAN: (1) Check the length is exactly 24 characters. (2) Verify the country code is "MD". (3) Validate the BBAN structure matches the expected pattern for Moldova. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Moldova IBAN mean?

A Moldova IBAN (MDkk bbcc cccc cccc cccc cccc) breaks down as: Country Code (“MD”) identifies Moldova, Check Digits (2 digits) catch transcription errors, Bank Code (2 characters), Account Number (18 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

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