Pakistan IBAN Validator

Pakistan IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for Pakistan?

A Pakistan IBAN is exactly 24 characters long. It starts with the country code "PK", followed by 2 check digits, then a 20-character BBAN (Basic Bank Account Number). The format pattern is: PKkk aaaa cccc cccc cccc cccc.

Is Pakistan part of SEPA?

No, Pakistan is not part of the Single Euro Payments Area (SEPA). International transfers to Pakistan typically use the SWIFT/BIC network instead of SEPA. These transfers may take 2–5 business days and often incur higher fees than SEPA transfers.

What currency does Pakistan use?

Pakistan uses the Pakistani Rupee (PKR). When sending international payments to Pakistan, you’ll need the recipient’s IBAN and may need to specify the currency as PKR.

How do I validate a Pakistan IBAN?

To validate a Pakistan IBAN: (1) Check the length is exactly 24 characters. (2) Verify the country code is "PK". (3) Validate the BBAN structure matches the expected pattern for Pakistan. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Pakistan IBAN mean?

A Pakistan IBAN (PKkk aaaa cccc cccc cccc cccc) breaks down as: Country Code (“PK”) identifies Pakistan, Check Digits (2 digits) catch transcription errors, Bank Code (4 characters), Account Number (16 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in Pakistan

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