Timor-Leste IBAN Validator

Timor-Leste IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for Timor-Leste?

A Timor-Leste IBAN is exactly 23 characters long. It starts with the country code "TL", followed by 2 check digits, then a 19-character BBAN (Basic Bank Account Number). The format pattern is: TLkk bbbx xxxx xxxx xxxx xxx.

Is Timor-Leste part of SEPA?

No, Timor-Leste is not part of the Single Euro Payments Area (SEPA). International transfers to Timor-Leste typically use the SWIFT/BIC network instead of SEPA. These transfers may take 2–5 business days and often incur higher fees than SEPA transfers.

What currency does Timor-Leste use?

Timor-Leste uses the US Dollar (USD). When sending international payments to Timor-Leste, you’ll need the recipient’s IBAN and may need to specify the currency as USD.

How do I validate a Timor-Leste IBAN?

To validate a Timor-Leste IBAN: (1) Check the length is exactly 23 characters. (2) Verify the country code is "TL". (3) Validate the BBAN structure matches the expected pattern for Timor-Leste. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Timor-Leste IBAN mean?

A Timor-Leste IBAN (TLkk bbbx xxxx xxxx xxxx xxx) breaks down as: Country Code (“TL”) identifies Timor-Leste, Check Digits (2 digits) catch transcription errors, Bank Code (3 characters), Account Number (14 characters), Check Digits (2 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in Timor-Leste

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