Saudi Arabia IBAN Validator

Saudi Arabia IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for Saudi Arabia?

A Saudi Arabia IBAN is exactly 24 characters long. It starts with the country code "SA", followed by 2 check digits, then a 20-character BBAN (Basic Bank Account Number). The format pattern is: SAkk bbcc cccc cccc cccc cccc.

Is Saudi Arabia part of SEPA?

No, Saudi Arabia is not part of the Single Euro Payments Area (SEPA). International transfers to Saudi Arabia typically use the SWIFT/BIC network instead of SEPA. These transfers may take 2–5 business days and often incur higher fees than SEPA transfers.

What currency does Saudi Arabia use?

Saudi Arabia uses the Saudi Riyal (SAR). When sending international payments to Saudi Arabia, you’ll need the recipient’s IBAN and may need to specify the currency as SAR.

How do I validate a Saudi Arabia IBAN?

To validate a Saudi Arabia IBAN: (1) Check the length is exactly 24 characters. (2) Verify the country code is "SA". (3) Validate the BBAN structure matches the expected pattern for Saudi Arabia. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Saudi Arabia IBAN mean?

A Saudi Arabia IBAN (SAkk bbcc cccc cccc cccc cccc) breaks down as: Country Code (“SA”) identifies Saudi Arabia, Check Digits (2 digits) catch transcription errors, Bank Code (2 characters), Account Number (18 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in Saudi Arabia

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