Transfer Guide
How to send money from France to Germany
Estimated Time
Same day (SEPA)
Currencies
EUR \u2192 EUR
Primary Method
SEPA transfer
To send money from France to Germany, you\u2019ll need the recipient’s IBAN (22 characters) and their bank’s SWIFT/BIC code.
Both countries participate in SEPA, which means you can use a SEPA Credit Transfer instead of a SWIFT wire \u2014 typically faster and cheaper. Since both countries use the same currency, there is no exchange rate conversion.
Eurozone-to-Eurozone transfers via SEPA are fast, free (or nearly free), and straightforward. Both France and Germany use EUR, so there is no currency conversion. Use the recipient’s German IBAN (22 characters).
Always validate bank details before initiating a transfer. A single wrong character can delay or redirect your payment.
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