Costa Rica IBAN Validator

Costa Rica IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for Costa Rica?

A Costa Rica IBAN is exactly 22 characters long. It starts with the country code "CR", followed by 2 check digits, then a 18-character BBAN (Basic Bank Account Number). The format pattern is: CRkk 0bbb cccc cccc cccc cc.

Is Costa Rica part of SEPA?

No, Costa Rica is not part of the Single Euro Payments Area (SEPA). International transfers to Costa Rica typically use the SWIFT/BIC network instead of SEPA. These transfers may take 2–5 business days and often incur higher fees than SEPA transfers.

What currency does Costa Rica use?

Costa Rica uses the Costa Rican Colon (CRC). When sending international payments to Costa Rica, you’ll need the recipient’s IBAN and may need to specify the currency as CRC.

How do I validate a Costa Rica IBAN?

To validate a Costa Rica IBAN: (1) Check the length is exactly 22 characters. (2) Verify the country code is "CR". (3) Validate the BBAN structure matches the expected pattern for Costa Rica. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Costa Rica IBAN mean?

A Costa Rica IBAN (CRkk 0bbb cccc cccc cccc cc) breaks down as: Country Code (“CR”) identifies Costa Rica, Check Digits (2 digits) catch transcription errors, Bank Code (4 characters), Account Number (14 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in Costa Rica

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