Guatemala IBAN Validator

Guatemala IBAN Format

IBAN Breakdown

Frequently Asked Questions

What is the IBAN format for Guatemala?

A Guatemala IBAN is exactly 28 characters long. It starts with the country code "GT", followed by 2 check digits, then a 24-character BBAN (Basic Bank Account Number). The format pattern is: GTkk aaaa mmcc cccc cccc cccc cccc.

Is Guatemala part of SEPA?

No, Guatemala is not part of the Single Euro Payments Area (SEPA). International transfers to Guatemala typically use the SWIFT/BIC network instead of SEPA. These transfers may take 2–5 business days and often incur higher fees than SEPA transfers.

What currency does Guatemala use?

Guatemala uses the Guatemalan Quetzal (GTQ). When sending international payments to Guatemala, you’ll need the recipient’s IBAN and may need to specify the currency as GTQ.

How do I validate a Guatemala IBAN?

To validate a Guatemala IBAN: (1) Check the length is exactly 28 characters. (2) Verify the country code is "GT". (3) Validate the BBAN structure matches the expected pattern for Guatemala. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.

What does each part of a Guatemala IBAN mean?

A Guatemala IBAN (GTkk aaaa mmcc cccc cccc cccc cccc) breaks down as: Country Code (“GT”) identifies Guatemala, Check Digits (2 digits) catch transcription errors, Bank Code (4 characters), Currency (2 characters), Account Number (18 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in Guatemala

Related Countries