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BankCheck checks whether a number could be valid based on format, length, and checksum rules. It does not verify that an account exists or confirm who it belongs to. Always confirm account details with your bank before making a payment.

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Nicaragua IBAN Validator

Validate Nicaragua IBANs (28 characters, Nicaraguan Cordoba)

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How it works

A Nicaragua IBAN is 28 characters long and consists of the country code "NI", 2 check digits, and a 24-character BBAN. The check digits use a MOD-97 algorithm to catch typos.

Nicaragua IBAN Format

Country🇳🇮 Nicaragua
IBAN Length28 characters
BBAN Length24 characters
CurrencyNicaraguan Cordoba (NIO)
SEPANo
RegionAmericas
FormatNIkk aaaa cccc cccc cccc cccc cccc

IBAN Breakdown

NICountry Code
45Check Digits
BAPRBank Code
00000013000003558124Account Number

Frequently Asked Questions

What is the IBAN format for Nicaragua?
A Nicaragua IBAN is exactly 28 characters long. It starts with the country code "NI", followed by 2 check digits, then a 24-character BBAN (Basic Bank Account Number). The format pattern is: NIkk aaaa cccc cccc cccc cccc cccc.
Is Nicaragua part of SEPA?
No, Nicaragua is not part of the Single Euro Payments Area (SEPA). International transfers to Nicaragua typically use the SWIFT/BIC network instead of SEPA. These transfers may take 2–5 business days and often incur higher fees than SEPA transfers.
What currency does Nicaragua use?
Nicaragua uses the Nicaraguan Cordoba (NIO). When sending international payments to Nicaragua, you’ll need the recipient’s IBAN and may need to specify the currency as NIO.
How do I validate a Nicaragua IBAN?
To validate a Nicaragua IBAN: (1) Check the length is exactly 28 characters. (2) Verify the country code is "NI". (3) Validate the BBAN structure matches the expected pattern for Nicaragua. (4) Apply the MOD-97 checksum algorithm by rearranging and converting letters to numbers. A valid IBAN always produces a remainder of 1 when divided by 97.
What does each part of a Nicaragua IBAN mean?
A Nicaragua IBAN (NIkk aaaa cccc cccc cccc cccc cccc) breaks down as: Country Code (“NI”) identifies Nicaragua, Check Digits (2 digits) catch transcription errors, Bank Code (4 characters), Account Number (20 characters). Each segment is validated independently to ensure the IBAN is correctly formatted.

Banks in Nicaragua

BANPRO1 codeBAC Nicaragua1 codeLAFISE Bancentro1 codeFicohsa Nicaragua1 codeBanco Avanz1 code

Related Countries

🇧🇷Brazil29🇨🇷Costa Rica22🇩🇴Dominican Republic28🇬🇹Guatemala28🇱🇨Saint Lucia32

Need to validate a different format? Try the universal IBAN validator, the US routing number validator, or the UK sort code validator.